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                                                             Policies

1. Anti-Harassment & Anti-Discrimination Policy 2. Anti Bribery and Anti Corruption Policy3. Co - Lending Policy4. Corporate Governance Policy5. Customer Education on Due Date, SMA and NPA Norms6. Fair Practices Code7. Integrated Ombudsman Scheme8. Letter of Appointment - Independent Director 9. Policy for Determining Interest Rates, Processing Fees and Other Charges.10. Privacy Policy 11. Salient Features of Integrated Ombudsman Scheme12. Whistle Blower Policy13. Incident Management Policy.14. Corporate Social Responsibility Policy.