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                                                             Policies

1. Anti-Harassment & Anti-Discrimination Policy 2. Anti Bribery and Anti Corruption Policy3. Co - Lending Policy4. Corporate Governance Policy5. Customer Education on Due Date, SMA and NPA Norms6. Fair Practices Code7. Integrated Ombudsman Scheme8. Letter of Appointment - Independent Director 9. Policy for Determining Interest Rates, Processing Fees and Other Charges.10. Privacy Policy 11. Salient Features of Integrated Ombudsman Scheme12. Whistle Blower Policy