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Edgro Schedule of Fees & Charges

S. No Type of Charge Edgro
1Application FeesNil
2Processing FeesUp to 5%
3Stamp DutyAs per State law
4NACH Mandate ChargeNil
5Mandate Rejection ChargesNil
6Pre-Payment ChargesUp to 4% of Principal Outstanding
7Delay ChargesINR 25/- per day till delay continues
8Late Payment InterestSame as IRR (w.e.f 11-11-2025)
9Bounce Charge (Per Instance)INR 350/- (w.e.f. 01/10/2024)
10Cooling off Period15 Days
11Duplicate NOCINR 200/- per instance
12Cersai Fees (Per collateral)NA
13Document Retrieval / Maintenance ChargesINR 1000 (plus applicable taxes)
14Demand Draft / Pay order issuance chargesOn Actual basis (plus applicable taxes)
15Demand Draft Cancellation chargesINR 500 (plus applicable taxes)
16 Conversion Charges (Floating ↔ Fixed) Outstanding Balance:
> INR 25 Lakhs – INR 25,000 plus applicable taxes
> INR 10 Lakhs and ≤ INR 25 Lakhs – INR 15,000 plus applicable taxes
≤ INR 10 Lakhs – INR 7,500 plus applicable taxes
17Visiting Charges for Collection of Dues and Pre/Post disbursement documentsOn Actual basis
18Collection Pickup ChargesOn Actual basis
19Loan Recovery & Legal ChargesOn Actual basis
20Issuance of Loan Foreclosure letter / Statement of Account (More than once within three months)INR 300 for every individual request
21Cheque/ECS Swap ChargesNil
22Repayment Mandate Pickup Charges (per visit)Nil

Note: In Karnataka, the minimum amount of stamp duty that a buyer has to pay is ₹500. This is in accordance with Article 6 of the Karnataka Stamp Act, which states that a stamp duty of 0.1% is charged for a loan agreement.

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Edgro Finance Private Limited, No.1613 and 1614, 7th Cross, 19th Main, 1st Sector, HSR Layout, Bangalore – 560 102

Email Address: info@edgrofin.com
Corporate Identity Number (CIN). – U65929KA2022PTC160962
Phone Number: 7412812312
Weekly holiday and working hours: 2nd Saturday and all Sundays and 48 hours per week

EDGRO Finance Private Limited (“Company”) is a Non-Banking Financial Company (“NBFC”) registered with the Reserve Bank of India under the Section 45-IA of the Reserve Bank of India Act, 1934. (Registration number: N - 02.00357). In this regard, we request you to please note the following disclosure/ disclaimer:
A. Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for discharge of any liability by the Company.
B. Neither there is any provision in law to keep, nor does the Company keep any part of the deposits with the Reserve Bank of India and by issuing a Certificate of Registration to the Company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the Company.